TripKavach Travel Protection
Plan Benefits & Coverage
Compare our three coverage tiers side by side. Every plan includes worldwide protection with no deductible and no copayments, and 24/7 emergency assistance in your language.
Showing one tier at a time — tap to switch.
| Benefit |
Ultra
$30,000
|
Most Popular
VIP
$100,000
|
VIP Plus
$250,000
|
|---|---|---|---|
| Medical Benefits | |||
| Medical Assistance for Accident | $30,000 | $100,000 | $250,000 |
| Medical Assistance for Illness | $30,000 | $100,000 | $250,000 |
| Medical Assistance for Accident or Illness (Schengen) | $30,000 | $100,000 | $250,000 |
| Medical Assistance in Case of Pre-Existing Medical Condition | $500 | $2,000 | $6,000 |
| Medical Assistance for COVID-19 (up to age 75) | Included | Included | Included |
| Prescription Drugs | Included | Included | Included |
| Dental Emergency | $300 | $1,500 | $1,700 |
| Repatriation or Sanitary Transfer | $30,000 | $100,000 | Included |
| Repatriation of Mortal Remains | $30,000 | $60,000 | Included |
| Hotel Expenses for Convalescence / COVID | $800 | $2,000 | $2,200 |
| Transportation of Family Member due to Hospitalization | Included | Included | Included |
| Amateur Sports Coverage | $10,000 | $10,000 | $20,000 |
| Travel & Baggage Benefits | |||
| Accidental Death (up to age 84) | $30,000 | $50,000 | $100,000 |
| Trip Cancellation (up to age 74) | $2,000 | $2,000 | $2,200 |
| Total and Definitive Loss of Baggage | $1,000 | $2,000 | $3,000 |
| Expenses for Delay Luggage | $400 | $800 | $1,500 |
| Delayed or Cancelled Flight | N/A | $150 | $350 |
| Late Arrival | $300 | $500 | $550 |
| Theft or Loss of Passport During a Trip | $70 | $100 | $100 |
| Lost Documents and Personal Effects Assistance | Included | Included | Included |
| Return due to Death of an Immediate Family Member | Economy ticket | Economy ticket | Economy ticket |
| Early Return Due to Serious Disaster at Home | Economy ticket | Economy ticket | Economy ticket |
| Minor Escort | Economy ticket | Economy ticket | Economy ticket |
| Assistance & Legal Benefits | |||
| Legal Assistance for Traffic Accident | $2,000 | $3,000 | $9,000 |
| Fee for Transfer of Funds | $20,000 | $30,000 | $40,000 |
| Fee for Transfer of Bail Bond | $20,000 | $30,000 | $35,000 |
| Substitution of an Executive | Included | Included | Included |
| 24 Hours’ Information Line | Included | Included | Included |
| Emergency Message Transmission | Included | Included | Included |
| Optional Riders (add at checkout) | |||
| Expectant Mother (first 30 days, up to 45 years old) (optional) | $5,000 | $5,000 | $5,000 |
| Medical Assistance for COVID-19 (age 76+) (optional) | N/A | $50,000 | N/A |
Included = covered with no separate sub-limit. Amounts are maximum coverage per traveller, in USD. *** marks an optional benefit you can add at checkout. Coverage is governed by the plan Terms & Conditions.
Eligibility & terms
- Coverage: Worldwide
- Deductible: $0 · No copayments
- Ultra & VIP: ages up to 84 (75–84 at a higher premium)
- VIP Plus: ages up to 74
Plan Conditions & Requirements
COVID-19
Our plans have Covid 19 coverage included up to age 75.
Waiting period
There is a 5-day waiting period for all benefits if the plan is purchased while you are already at your destination. There is no waiting period if you purchase before departure.
Request for assistance
It is the mandatory for the Beneficiary to always call and report to the assistance center at the numbers indicated on your voucher, within 24 hours of the first symptom or event for the medical or non-medical benefits provided by the plan. In the event of a real and verifiable emergency, you should go to the nearest hospital and will have 24 hours to report. Failure to notify any event will lead to the automatic loss of any right to claim. Failure to report an incident within 24 hours will result in a denial of coverage.
Exclusions
BMI exclusions apply.
This is a benefits summary. TripKavach travel-protection plans provide assistance for emergencies and contingencies during international trips. They are not medical insurance, an extension of social security, or prepaid healthcare. Coverage is governed by the plan Terms & Conditions.
Questions? Email support@tripkavach.com · © 2026 TripKavach. All rights reserved.